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Free gardening advice

first_imgFor more free resources on topics ranging from gardening to raising backyard chickens to managing a dairy herd to getting rid of head lice, visit the Web site www.caes.uga.edu/publications or contact your county UGA Extension agent by calling 1-800-ASK-UGA1. By Amanda SwennesUniversity of GeorgiaIf you’re looking for reliable, up-to-date, free information about how to prune your plants, or how to plant shade, apple or pecan trees, or how to protect your plants this winter, University of Georgia Cooperative Extension likely has a publication that will answer all of your questions.The UGA Extension Web site (www.caes.uga.edu/publications) offers more than 200 research-based publications on gardening and landscaping. Another 400 publications cover subject areas ranging from how to raise horses, cattle, pigs and chickens to how to control carpenter ants and termites. Below is a list of free online Extension publications that can help you prepare your garden for fall and start planning ahead for winter. Indoor and Container Gardening• Gardening in Containers: http://pubs.caes.uga.edu/caespubs/pubcd/C787/C787.htm• Gardening in Containers Using Tropical Plants: http://pubs.caes.uga.edu/caespubs/pubcd/B1338/B1338.htm• Growing Indoor Plants with Success: http://pubs.caes.uga.edu/caespubs/pubcd/B1318/B1318.htm• Propagating House Plants: http://pubs.caes.uga.edu/caespubs/pubcd/C950/C950.htm• Flowering Perennials for Georgia Gardens: http://pubs.caes.uga.edu/caespubs/pubcd/B944/B944.htmWinter Gardening• First and Last Frost Dates in Georgia: http://pubs.caes.uga.edu/caespubs/pubcd/MP117/MP117.htm• Soil Preparation and Planting Procedures for Ornamental Plants in the Landscape: http://pubs.caes.uga.edu/caespubs/pubcd/B932-w.htm• Winter Protection of Ornamental Plants: http://pubs.caes.uga.edu/caespubs/pubcd/C872/C872.htmPruning• Pruning Ornamental Plants in the Landscape: http://pubs.caes.uga.edu/caespubs/pubcd/B961/B961.htm• Basic Principles of Pruning Woody Plants: http://pubs.caes.uga.edu/caespubs/pubcd/B949/B949.htmlGround Covers• Ground Covers: http://pubs.caes.uga.edu/caespubs/pubcd/C928/C928.htm• Spacing Plant Material: Ground Covers: http://pubs.caes.uga.edu/caespubs/pubcd/L127-W.HTML• Success with Cover Crops: http://pubs.caes.uga.edu/caespubs/pubcd/EB-102/EB-102.html Trees• Trees for the Landscape: Selection and Culture: http://pubs.caes.uga.edu/caespubs/pubs/PDF/B875.pdf • Fast-Growing Shade Trees: http://pubs.caes.uga.edu/caespubs/pubcd/L350.htm • Home Garden Apples: http://pubs.caes.uga.edu/caespubs/pubcd/C740/C740.htm• Pecan Trees for the Home or Backyard Orchard: http://pubs.caes.uga.edu/caespubs/pubcd/B1348/B1348.htmPests• Managing Imported Fire Ants in Urban Areas: http://pubs.caes.uga.edu/caespubs/pubcd/B1191/B1191.html • Rats and Mice: Get Them Out of Your House and Yard: http://pubs.caes.uga.edu/caespubs/pubcd/C970/C970.html last_img read more

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Trauma Tuesday: Trauma-less Edition

first_imgBest of Web 5 – HD – Zapatou from Luc Bergeron on Vimeo.As much as I love watching random strangers eat it on the internet, sometimes we need to take a step back and ask ourselves, “what about all the times someone didn’t fail?” It’s a fair question. I usually don’t get a rise out of those “People Are Awesome” supercuts, but this one grabbed my attention and never let go. Not sure if it’s the song, the jump cuts, the people (who are awesome), or what, but I couldn’t stop watching. Well, that’s not exactly true, since I did stop watching to pause, rewind, backtrack, and let my brain catch up to what was actually happening on the screen. Some of my faves:Waterskiing Toddler at 0:21Rollerblade guy at 1:05Whirly-bird to frontflip at 1:30The comically sexual bikini shot to fire hose sequence at 2:17See a clip you want to see in its entirety? Click through to the Vimeo page and you can access a list of all 187 videos used.Don’t worry. Next week we’ll get back to people breaking their faces and tailbones in the never-ending pursuit of stoke. See you then!last_img read more

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When The Public Funds Sports Stadiums, Fans Win, Taxpayers Lose

first_imgWhen the Cubs made the final out last week in Chicago, long-suffering Mets fans back home were ecstatic. The line for Modell’s Sporting Goods in Plainview stretched across the shopping center parking lot as people waited after midnight for the chance to commemorate the newly won National League pennant by buying an official baseball hat for $35 or a jersey for $110—a World Series patch raised the retail price an additional $15.Sports always have an interesting effect on people’s judgment. All one has to do is look at Mineola’s efforts to convince themselves that the New York Islanders will come back. Whether it’s a local government financing a $900 million stadium or fans buying hundreds of dollars of souvenir memorabilia, professional athletics have a funny way of convincing people to spend their money when they know they’re getting hosed.The Mets, for this season at least, are New York’s team. So goes the fortunes of ball clubs: when you’re on top, you’re the king. When you lose, fans want to throw the bums out and bring in new blood. Somewhere, Yankees fans are counting their 27 championship rings while they wait for next season.This passion for the home team runs deep – local sports franchises know it, as do the municipal governments that house these teams. The logic is that voters love their teams – and any politician who loses a franchise will rue the day the club packs their bags and leaves town. It is with this knowledge that sports organizations negotiate for new stadiums, arenas and ball parks.Trying to cater to professional teams isn’t exclusive to Mineola, for even relatively level-headed policymakers succumb to sports madness. Before leaving office in 2002, Mayor Rudy Giuliani doggedly tried to push through a flawed $1.6 billion plan for two new stadiums in New York City. The New York Times editorial board said the mayor’s emotional attachment to baseball had “warped his judgment.” The proposal was axed by Mayor Michael Bloomberg, who eventually floated his own eventually successful proposals to replace both aging venues.Locations for a new Yankee Stadium were debated, but the site selection for Shea’s replacement was easy for the Mets. They could build their new monument to America’s pastime in as much of a convenient spot as you can get: the parking lot next to their existing stadium.Both New York complexes have transit and highway options, which helps determine the geographic concentration of fandom. The better the access, the more fans see baseball—an asset for any team to get people to the game, and revenue into their coffers.Source: NYC IBOThe access theory holds, because the New York demographics of New York fandom tell who, exactly, these stadiums cater to. In a 1998 report by the city’s Independent Budget Office, the authors “attended games at each stadium and asked about 1,000 attendees at each game for their zip codes.”  The breakdown is a bit enlightening:Not surprisingly, Long Island was the principal home of Mets fans for those particular games, while the Yankees can thank New Jersey and Manhattan for the fannies filling their stands, thus lending merit to the argument that easier access can drive fandom.The geographic trends found in IBO’s 1998 report were further supported from more recent (and comprehensive) data released by Facebook in 2014, which measured MLB fandom by the number of people’s LIKES on each team’s page. While the Mets are the talk of the town these days, the disparity between Facebook users who showed a preference for the Yankees outnumbered those who liked the Mets almost 3 to 1.As the Times wrote in their data analysis: “The Yankees are the preferred team everywhere in New York City, and nearly everywhere in the U.S. over the Mets (in more than 98 percent of ZIP codes nationwide).”What all this data means is that stadium policy doesn’t necessarily cater to the residents that city officials and sports teams always assume it does, nor do the suggested economics bring in the out-of-region revenue assumed. Sports franchises always state that these stadiums will benefit their particular city itself, when in reality, wealthier suburbanites reap the benefits of the increased transit availability and associated stadium amenities.While detailed analysis has been conducted by IBO concerning both the economics of Citi Field and the new Yankee Stadium, the findings are almost the same: “…findings from econometric studies across the nation consistently agree: taken together, baseball teams and stadiums do not spur economic growth in a metropolitan area.” While IBO found that stadiums aren’t the economic powerhouses they are touted to be, the group did mention that integrating restaurants and retail into stadium neighborhoods would have a positive fiscal impact. Only a comprehensive approach to development would extract the maximum economic potential of a newly constructed stadium. Smart development in these areas would not only keep visitors in the area longer on game day, but during the offseason as well.If executed correctly, these areas could help bolster the ball parks in order to bring newfound economic prosperity. But it’s an uphill battle, whose odds of successful implementation hinge on the strength of the regional economy. The problem, of course, is one of coordination. How would a development at Willets Point interact with one of the many projects being built in Nassau or Suffolk County?As Long Islanders and Queens residents pour into Citi Field to watch the Mets take on the Royals, city officials should understand that the economics of sports isn’t always a home run. After the city invests hundreds of millions of dollars into the Bronx and Queens for improved transit access, demolition of both old stadiums, the foundations of the new ball parks, and in the case of Yankee Stadium, relocation of displaced parkland, is it worth it for the typical New York City resident?To the thousands of suburbanites who fill the stands, and afterwards leave the area by car or train, it doesn’t matter, for they reaped the benefits of that sizeable public investment…all while wearing a $35 hat.Rich Murdocco writes about Long Island’s land use and real estate development issues. He received his Master’s in Public Policy at Stony Brook University, where he studied regional planning under Dr. Lee Koppelman, Long Island’s veteran master planner. Murdocco is a regular contributor to the Long Island Press. More of his views can be found on www.TheFoggiestIdea.org or follow him on Twitter @TheFoggiestIdea. 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3 tech tips for credit union relevance

first_imgI hear more and more talk about credit union relevance – specifically whether it can be maintained. Credit unions have long been the underdogs in a marketplace dominated by big banks. Now the Walmarts and Amazons and Facebooks of the world are poised to take their own cuts of the financial services action. Can credit unions maintain any semblance of relevance in this topsy-turvy marketplace?I believe the answer is yes, through the effective use of technology. Thus, I offer my three tech tips for maintaining – and even increasing – credit union relevance.Stop playing “technology me too”Many credit unions let big banks take the lead, then dutifully follow along. They look at what big banks are doing and then from that they develop a checklist of must-have technologies. Credit unions can no longer obsess over what the bank next door is doing. They need to think about technology in new and exciting ways. If you need an example of how to properly manage technology, look to the companies that are doing it exceedingly well – companies like Apple and Amazon. Chart your own technology course and stop trying to be Mini Me to the Dr. Evil Bank down the street.Explore new channelsHere’s just one example. Have you ever looked into getting your credit on LendingTree? If you have, I’m sure it wasn’t for long. You quickly realized that the amount of effort probably wasn’t worth the return. Does that mean credit unions shouldn’t be on LendingTree? Not necessarily.A new client of ours, a CUSO called CU Lending Cooperative (www.yourculc.com), has created a powerful, fast lending platform that essentially puts participating credit unions on LendingTree. (Note: LendingTree is CULC’s first venue, but definitely not its last.) The loan offer is initially presented as CULC. Then if a borrower accepts the offer, the CULC software instantly identifies which credit union the borrower is eligible for. CULC books the loan, funds the loan, and deposits the funds into a new share account at the credit union regardless of your core platform. That’s powerful stuff.Focus on member experienceUnless you just logged onto the internet for the first time yesterday, you’ve seen your user experience evolve over the years. That’s because the Googles, Apples, Facebooks and Amazons of the world are intent on constantly improving the user experience of their customers. It’s not a one and done proposition; it’s a never-ending quest. These giants have created an expectation in consumers that their user experience today will be just a little better than it was yesterday.Now think about the member experience at your credit union. Has it changed much over the past few years? More to the point, have you made any specific efforts to change it over the past few years? If your member experience isn’t intentionally evolving, your credit union is falling behind – behind the big banks and especially behind your new non-bank competitors.Technology has long been known as the great equalizer. Deploy the same technology as the big banks and you can compete with the big banks, right? Except today, there’s more to technology than just a checklist. It’s no longer about what pieces you own; it’s about the unique experiences you build around those pieces. 11SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John San Filippo John is the co-founder of OmniChannel Communications, Inc., a company that specializes in B2B marketing to community financial institutions. He started out in the savings and loan industry, but wisely … Web: www.omnichannelcommunications.com Detailslast_img read more

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LISTEN: Jon Wilkin on the Golden Point Podcast to discuss the latest Super League news | Rugby League News

first_imgThe former Toronto Wolfpack player gives Marc Bazeley and Sky Sports rugby league expert Terry O’Connor his views on the vote which saw the club denied readmission to Super League for 2021.- Advertisement – On this week’s Golden Point Podcast, Jon Wilkin joins the panel to discuss all of the latest news from Super League. Jon Wilkin is the guest on this week’s Golden Point Podcast – Advertisement – Former Hull KR, St Helens and Toronto Wolfpack player Jon Wilkin joins Sky Sports rugby league expert Terry O’Connor on the panel to discuss all of the latest news coming out of Super League this week By Sky Sports Rugby LeagueLast Updated: 04/11/20 5:21pmcenter_img Jon Wilkin is the guest on this week's Golden Point Podcast
Jon Wilkin is the guest on this week's Golden Point Podcast

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Niche market

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

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Biden calls on Trump to send message: ‘Masks matter’

first_imgLess than two hours after US President Donald Trump returned to the White House after three days in hospital being treated for coronavirus, challenger Joe Biden criticized the president anew for downplaying the seriousness of the virus.”I would hope that the president, having gone through what he went through – and I’m glad he seems to be coming along pretty well – would communicate the right lesson to the American people: Masks matter,” Biden said at a NBC News town hall from Miami, Florida.But in a video released shortly after leaving hospital, Trump urged Americans to “get out there” and not to be afraid of the virus. Trump left hospital wearing a mask but took it off to enter the White House. Biden, who has made Trump’s handling of the pandemic a central theme of his campaign, focused on the president’s unwillingness to fully embrace masks.Health experts, including within the Trump administration, have said wearing masks is perhaps the most effective tool for halting the disease’s spread.”What is this macho thing, ‘I’m not going to wear a mask,'” Biden said at the town hall. “Be patriotic, for God’s sake.”The Biden campaign has avoided large-scale events for months, instead holding more controlled stops with few attendees.Trump has repeatedly soft-pedaled the deadliness of the disease, even as it has killed nearly 210,000 Americans and devastated the economy. Before falling ill, he had continued to hold mass rallies with little social distancing, and the virus has torn through the White House and Trump allies for days.Biden also visited Miami’s Little Havana neighborhood on Monday, seeking to make inroads among Cuban Americans. Polls show Biden is winning among Hispanic voters but trails the president among Cuban Americans, many of whom support Trump’s hardline stance toward the country’s communist leadership.Florida was the most important of a dozen states that had voter registration deadlines on Monday. Most political analysts say Trump has almost no path to victory if he does not win Florida, perennially one of the most competitive states. Biden’s NBC primetime appearance capped a day of campaigning in the crucial state of Florida, widely seen as a must-win for Trump’s re-election campaign ahead of the Nov. 3 election.”Folks, if we win Florida, you’ve won,” Biden said during an earlier visit to the neighborhood of Little Haiti. “You’ve flat won.”Trump, 74, left Walter Reed National Military Medical Center on Monday after his medical team said he had not had a fever in 72 hours and showed normal blood oxygen levels.After arriving by helicopter in a mask, the president walked up the staircase of the White House South Portico, removed his mask, and posed for pictures, at times giving a thumbs-up and others a salute.center_img Topics :last_img read more

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Mandate roundup: Lancashire, Horeca, Northern Trust, ECB, Deloitte

first_imgThe Lancashire County Pension Fund has made a number of appointments for a transition management framework agreement, as it undergoes a significant review of its investment arrangements over the next four years.The £5.3bn (€7.3bn) local government pension scheme is in the process of creating an “asset-liability partnership” with the £4.8bn London Pensions Fund Authority (LPFA) and launched its tender for transition managers for “significant” asset allocation changes last year.Appointed firms include BlackRock Advisors, Citigroup, Goldman Sachs, Legal & General Investment Management, Macquarie Capital, Nomura, Northern Trust and Russell Implementation Services.The fund will now conduct a mini-competition exercise between the appointed managers as and when it requires transition services. Lancashire had also rearranged its management team in preparation for the partnership with the LPFA.In other news, the Dutch pension fund for the hospitality sector, Horeca & Catering, has appointed Northern Trust Global Investments for a €200m passive, small-cap equities mandate.The new arrangement is in addition to a 2012 mandate between the two for €200m in passive listed real estate.The €6.3bn pension fund provides benefits for around 36,000 members of the hospitality sector, and recently appointed AlpInvest to manage its €500m private equity holdings, around 5% of the fund.Elsewhere, the pension fund for the European Central Bank (ECB) in Frankfurt has appointed Deloitte to provide actuarial and funding valuations alongside actuarial advice.The contract is for approximately three years, starting in 2015 and ending with the actuary’s valuations corresponding to the year 2017.Deloitte beat four other bidders for the pension fund and will now provide valuations on both the assets and liabilities for all long-term and post-employment benefits provided by the central bank.last_img read more

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No reports of damage or injuries as several earthquakes hit the Caribbean

first_imgImage via: channel6newsonline.comBASSETERRE, St Kitts (CUOPM) — There were no immediate reports of damage or injuries in St Kitts and Nevis as a result of an earthquake early Monday morning.The Caribbean Disaster Emergency Management Agency (CEDEMA) said the earthquake registered 4.7 on the Richter scale and was felt in several Caribbean islands.The early morning earthquake was one of several earthquakes recorded in the Caribbean.Puerto Rico recorded nine earthquakes registering between 2.9 and 5.2 on Monday.Caribbean News Now 8 Views   no discussions Sharing is caring! Tweet Sharecenter_img Share NewsRegional No reports of damage or injuries as several earthquakes hit the Caribbean by: – November 29, 2011 Sharelast_img read more

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Man Utd Ighalo deal won’t influence Dembele pursuit

first_img But executive vice-chairman Ed Woodward and co. are still on the look-out to bring another striker to Old Trafford to ease the burden on Marcus Rashford. read also:Rashford reacts to Ighalo’s Man Utd loan deal extension RB Leipzig striker Timo Werner is under consideration, but 23-year-old Dembele is still a target for the 13-time Premier League champions. Dembele scored 22 goals and provided seven assists in 42 appearances before the Ligue 1 season was halted due to the Coronavirus. FacebookTwitterWhatsAppEmail分享 Manchester United are yet to make an offer for Lyon striker Moussa Dembele. United are monitoring Dembele’s situation at Lyon and could make an approach in the upcoming transfer window, says ESPN. United yesterday announced that they had secured a loan extension for Nigeria international Odion Ighalo that will see him remain with the club until January 2021.Advertisementcenter_img Loading…last_img read more

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