On Thursday night in Stapleton Lounge, Saint Mary’s created a space for three boss ladies who had something to say. The panel discussion, “Boss Ladies, Real Talk with Female Executives,” was the first in a series of events featuring women business leaders. The series will culminate with the annual Engaging Women Conference to be held at Saint Mary’s on May 22. Willow Wetherall, director of the Women’s Entrepreneurship Initiative at Saint Mary’s, hosted the event which was sponsored by 1st Source Bank. Bethany Hartley, director of diversity and inclusion for the South Bend/Elkhart Regional Partnership, moderated the event.At the beginning of the discussion, Hartley clarified the meaning behind the notion of ‘boss lady.’“Women should be proud and embrace the word boss,” she said. “It’s an energy, it’s a feeling and it’s a movement.” The panelists for the event included South Bend city clerk Kareemah Fowler, vice president of philanthropy at Lakeland Health Foundations Brandi Smith and market development manager at Manufacturing Technologies, Inc. Constanza Lengerich. The panel began with a question about intentionality. Hartley said she pushed herself to create a panel that was intentionally diverse, and that diversity is possible if we all take the time to make it happen. Smith said for her, being a successful boss demands intentionality. “My work is relational and it demands intention,” she said. “I have to be hyper-aware and very thoughtful because my communication is critical.”Fowler said she strives to be a role model for her daughter and finds inspiration in the popular culture they share.“Drake was talking about success, and he said, ‘I am who I think I am.’ That was huge for me,” she said. “With social media and the digital age, people can put on a big facade, so for me, that hit home, and I often think about if I am who I want to be.”With everything in her life, Fowler said she tries to be intentional when seeking and creating change. “Who I am is an advocate for women and a woman who supports women,” she said. “I’m an advocate for diversity and inclusion in small business. I have to make a lot of decisions, and if I have the opportunity to make changes in those areas, I do that. I only do things where I can make a difference. I pride myself as a person who can get things done.” Lengerich said she is intentional in her competitiveness and likes to push herself to be better. Lengerich is originally from Chile, and said that intentionally pushing herself to achieve her dreams proved lucrative and successful. “I wanted to study in the U.S., so I applied for a scholarship in Chile that covered all my expenses to study for my master’s abroad,” she said. “I didn’t get the scholarship, but I said, ‘I’m still going to study there and study in one of the best universities.’ I connected with Notre Dame — they have a really good innovation program called the ESTEEM program. I was actually one of the first applicants, and I told them that this was my dream. I ended up with a scholarship that covered 90 percent of my expenses.”Fowler said she often finds success when she is true to herself and true to her work, which she finds meaningful.“Success for me is simple — it’s being able to do meaningful work without compromise, be a role model for my 16-year-old daughter and provide for my family,” she said. “I’m at my best when I’m at service to others.”Before becoming vice president of philanthropy, Smith was living in Los Angeles, having successfully helped to develop three short films. Smith said while she was working on her screenplay, however, she discovered that she was pregnant and had to make different career choices for herself and her family. “The best advice is to be authentic,” she said. “When I started my family, that really changed my ability to be 100 percent in all the work that I do, and I still try to bring myself to the work, but I have to make choices for myself and my family. Ultimately, for the younger women in the room who haven’t started families, the best advice is to really go for it before starting a family. Go for that thing that terrifies you because it’s harder to do once you have a family.” While the focus of the night was on women supporting women, Hartley emphasized that men can still be accountable for helping to support women. “This has always been an interesting trend, and that is that older men are not threatened by helping women,” she said. “It’s been very beneficial to me to have that relationship with those men who are willing to help me.” Lengerich and Fowler both spoke about how their fathers empowered them and made them stronger. “He empowered me,” Fowler said, “He made me stronger and taught me not to be afraid of men.” Smith said ultimately, her goal is freedom — including financial freedom, creative freedom and psychological freedom. “I’m working on building myself right now so that I can help grow others in the future,” she said. Fowler said she is now open to where her life in public service will take her, and hopes to mark her success by her growth and the growth and development of others she has supported. “Ten years from now, I want to be the best version Kareemah I can be — physically, mentally and spiritually,” she said. “I want to be able to go out into my community and pinpoint the impact I have made. I want to be able to point to all the women that I took along with me.” Tags: boss, entrepreneur, ESTEEM, Feminism, Women Empowerment
Berkshire Bank,Berkshire Hills Bancorp, Inc (Nasdaq: BHLB), and Rome Bancorp, Inc (Nasdaq: ROME) announced today that they have signed a definitive merger agreement under which Berkshire will acquire Rome and its subsidiary, The Rome Savings Bank, in a transaction valued at approximately $74 million.Rome’s assets totaled $330 million at June 30, 2010, and it operates five banking offices serving Rome, Lee, and New Hartford, New York. The Rome Savings Bank will be merged into Berkshire Bank, the principal operating subsidiary of Berkshire. After the merger is completed, Berkshire Bank will serve customers in Massachusetts, New York, and Vermont through a network of 46 full-service bank branches. Berkshire is expected to have total assets exceeding $3.0 billion and a total market capitalization for its common stock in excess of $300 million upon consummation of the transaction. Pro forma tangible equity to tangible assets is expected to improve to 8.4%.Under the terms of the merger agreement, 70% of the outstanding Rome shares will be exchanged for Berkshire shares at a fixed exchange ratio of 0.5658 Berkshire shares for each share of Rome. The remaining 30% of Rome shares will be exchanged for cash in the amount of $11.25 per share. Based on Berkshire’s closing stock price of $18.78 on October 11, 2010, the combined consideration for Rome’s shares is calculated at $10.81 per share. This represents 120% of Rome’s tangible book value per share, 19.3x Rome’s trailing twelve month earnings, and a 6.0% premium to core deposits based on financial information for the period ended June 30, 2010.Michael P. Daly, Berkshire’s President and Chief Executive Officer, stated, “This is an attractive combination for both of our companies, and we expect it to produce solid investment returns to stockholders. We expect $0.09 core earnings per share accretion in 2011 before transactions costs and up to $0.10 earnings per share accretion in 2012 after cost saves and deal costs are fully absorbed in 2011. The merger is a desirable extension of our New York franchise and is expected to accelerate our long term earnings growth. Rome is a successful and well respected company with solid asset quality and strong market share in an attractive market. It provides access to the Utica market and proximity to the Syracuse market, which was recently listed by the Brookings Institution along with Albany as among the strongest of the top hundred metro areas in the country. The Syracuse and Utica-Rome markets have a combined population of nearly one million persons. We have been successful in growing low cost deposits in markets similar to Rome and in developing strong new commercial business in adjacent markets like Syracuse and Utica. We believe that the scope of our regional bank product selection and our energetic brand initiatives will be well received in these markets. Berkshire is well positioned to be a partner to Rome and other institutions in and around our markets who recognize the benefits that can be delivered to all of our constituencies through a well-structured business combination such as this.”Charles M. Sprock, Rome’s Chairman of The Board, President, and Chief Executive Officer stated, “We are very pleased to join Berkshire Hills Bancorp and Berkshire Bank. Berkshire has successfully partnered and expanded into new markets, and its experienced New York leadership is knowledgeable of our markets in and around Rome. Berkshire Bank will continue to uphold our tradition of service excellence while introducing new products, including insurance and wealth management. With a 14% premium to the recent price of our stock, the transaction pricing is attractive to our shareholders, especially when taking into account the significant upside potential for core earnings growth and stock appreciation of Berkshire stock.”Each Rome shareholder will have the right to elect the form of consideration, subject to proration procedures to maintain the overall 70%/30% mix of stock and cash consideration. The transaction is intended to qualify as a reorganization for federal income tax purposes, and as a result, the shares of Rome common stock exchanged for shares of Berkshire common stock are expected to be transferred on a tax-free basis. The definitive agreement has been unanimously approved by the Boards of Directors of both Berkshire and Rome. Consummation of the agreement is subject to the approval of Rome’s shareholders, as well as state and federal regulatory agencies. Berkshire does not anticipate that the transaction will require approval of its shareholders. The merger is expected to be completed in the first quarter of 2011. Berkshire and Rome have created foundations for community charitable support which will continue to provide charitable contributions to the local communities.Stifel Nicolaus & Company, Incorporated served as the financial advisor to Berkshire, and Sandler O’Neill & Partners, L.P. served as the financial advisor for Rome. Luse Gorman Pomerenk & Schick, P.C. served as outside legal counsel to Berkshire, while SNR Denton US LLP served as outside legal counsel to Rome.BERKSHIRE UPDATEAn information presentation with additional information about the merger will be posted promptly in the Investor Relations section of Berkshire’s website at www.berkshirebank.com(link is external). Berkshire has a previously announced conference call to discuss third quarter earnings and earnings guidance on Thursday, October 21, 2010, and management will also plan to discuss this merger announcement on that call.Berkshire CEO Mike Daly added, “We are pleased that our third quarter earnings per share are anticipated to meet or exceed current consensus expectations of $0.24 per share. We also anticipate that our net interest margin will meet or exceed our expectations, with continuing solid loan growth and favorable asset quality metrics. We look forward to providing more information about our improving results and expectations in our forthcoming earnings release after the close of business on October 20, and in the conference call on October 21.”BACKGROUNDBerkshire Hills Bancorp is the parent of Berkshire Bank ‘ America’s Most Exciting Bank(SM). The Company has $2.7 billion in assets and 46 financial centers in Massachusetts, New York, and Vermont. Berkshire Bank provides 100% deposit insurance protection for all deposit accounts, regardless of amount, based on a combination of FDIC insurance and the Depositors Insurance Fund (DIF). For more information, visit www.berkshirebank.com(link is external) or call 800-773-5601.Rome Bancorp, Inc. is a publicly held, one-bank holding company whose wholly-owned subsidiary, The Rome Savings Bank, maintains its corporate offices in Rome, New York. Rome Bancorp, Inc. is incorporated in the state of Delaware. The Rome Savings Bank, regulated by the Office of Thrift Supervision, operates five full-service community banking offices in Rome, Lee, and New Hartford, New York. Rome’s primary lines of business include residential real estate lending, small business loan and deposit services, as well as a variety of consumer loan and deposit services.FORWARD LOOKING STATEMENTSThis news release contains certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 about the proposed merger of Berkshire and Rome. These statements include statements regarding the anticipated closing date of the transaction and anticipated future results. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like “believe,” “expect,” “anticipate,” “estimate,” and “intend” or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.” Certain factors that could cause actual results to differ materially from expected results include delays in completing the merger, difficulties in achieving cost savings from the merger or in achieving such cost savings within the expected time frame, difficulties in integrating Berkshire and Rome, increased competitive pressures, changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the business in which Berkshire and Rome are engaged, changes in the securities markets and other risks and uncertainties disclosed from time to time in documents that Berkshire files with the Securities and Exchange Commission.ADDITIONAL INFORMATION FOR STOCKHOLDERSThe proposed transaction will be submitted to Rome stockholders for their consideration. Berkshire will file with the SEC a Registration Statement on Form S-4 that will include a Proxy Statement of Rome and a Prospectus of Berkshire, as well as other relevant documents concerning the proposed transaction with the SEC. Stockholders of Rome are urged to read the Registration Statement and the Proxy Statement/Prospectus when it becomes available and any other relevant documents filed with the SEC, as well as any amendments or supplements to those documents, because they will contain important information. You will be able to obtain a free copy of the Registration Statement, Proxy Statement/Prospectus, as well as other filings containing information about Berkshire and Rome at the SEC’s Internet site (http://www.sec.gov(link is external)).Berkshire and Rome and certain of their directors and executive officers may be deemed to be participants in the solicitation of proxies from the stockholders of Rome in connection with the proposed merger. Information about the directors and executive officers of Berkshire is set forth in the proxy statement, dated March 26, 2010, for Berkshire’s 2010 annual meeting of stockholders, as filed with the SEC on Schedule 14A. Information about the directors and executive officers of Rome is set forth in the proxy statement, dated April 1, 2010, for Rome’s 2010 annual meeting of stockholders, as filed with the SEC on Schedule 14A. Additional information regarding the interests of such participants and other persons who may be deemed participants in the transaction may be obtained by reading the Proxy Statement/Prospectus when it becomes available. Free copies of this document may be obtained as described in the above paragraph.NON-GAAP FINANCIAL MEASURESThis news release references non-GAAP financial measures incorporating tangible equity and related measures, as well as core deposits. These measures are commonly used by investors in evaluating business combinations and financial condition. Tangible equity/tangible assets excludes intangible assets from the numerator and denominator. Tangible book value per share excludes intangible assets. Core deposits are total deposits less time deposits over $100 thousand.SOURCE Berkshire Hills Bancorp, Inc. 10.12.2010. PITTSFIELD, Mass. and ROME, N.Y.,/PRNewswire-FirstCall/ —
Blue Ridge Outdoors magazine Cabin Fever is your guide to recreational real estate and lodging in the Blue Ridge:
By Dialogo July 14, 2010 The United States on Monday granted Haitians living illegally in the country before January’s devastating earthquake a six-month extension to apply for a special asylum relief program. In the days after the January 12 earthquake, President Barack Obama’s administration gave Temporary Protected Status (TPS) to thousands of Haitians who have sneaked into the United States in the past years. An immigrant granted TPS can stay legally in the United States for 18 months without fear of deportation, and following a review of their case, can obtain a temporary work permit. “Eligible Haitian nationals will have an additional 180 days to apply for Temporary Protected Status,” said a statement from the department of US Citizenship and Immigration Services. “Many Haitians need more time to apply for TPS,” the statement added. Only Haitians living in the United States prior to the earthquake that flattened the capital Port-au-Prince and surrounding towns at the cost of some 250,000 lives are eligible. The new deadline for applications to be filed is January 18, 2011. The special protection, which allows groups of illegal immigrants to renew or obtain drivers licenses, and work legally, is meant as relief for countries reeling from natural disaster or political strife. Supporters argue that the move helps Haiti to rebuild, as immigrants send remittances to loved ones in the poorest country in the Americas, which is struggling to rebuild exactly six months after the 7.0-ma
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1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Jon Ungerland Jon Ungerland believes the core philosophy underlying credit unions is the plausible and sustainable model for preserving healthy financial institutions and promoting financially dignified and strong communities in the 21st … Web: www.dalandsolutions.com Details Retailers (physical retail stores) are struggling. Nevertheless, it seems the trend to ‘reimagine’ the credit union and financial institution ‘branch’ as a “retail experience” is picking up steam.At DaLand CUSO, we think this makes sense; and we think it’s a promising trend. However, not because it’s what Capital One is doing with the “café” concept.Here are a few things credit unions could be doing to capitalize on a coming tidal change in community commerce and consumer behavior:Centralize data in a modern, extensible core (p.s. this is what all those disrupting fintechs and mega players are doing … and it’s why we incessantly talk about this as step one to relevance).Get intentional and intense about controlling consumer data and becoming a trusted data custodian in your community.Use your centralized and controlled data to deliver relevant, modern, digital experiences to consumers and merchants in your community: i.e. become a community commerce hub built and extended from your data.Anticipate a turn in the tide of the retail players and paradigms, and prepare to offer digital experiences to support digital payments, digital kiosks, bridging of brick-and-mortar to digital, and self-service commerce solutions to community businesses and community merchants filling the void left by the dying big-box mafia in the post-retail-apocalypse world. What do we mean by retail apocalypse? Here’s a quick tour of the present turmoil and resultant fertile soil for financial institutions on the other side of the ongoing toppling of the megalithic retailers.It seems we can’t go a week without another article about the early casualties in the anticipated retail apocalypse. Iconic institutions and once beloved brick-and-mortar bastions are declaring bankruptcy and bailing on physical locations at (what should be) an alarming rate.Is it Amazon’s fault?Is online shopping the eventuality for all retail experiences – including retail financial services?Will I be forced to live in a future where I’m denied the opportunity to try on my latest kicks (shoes) at DSW before buying them (from Amazon!)?Regardless the cause or abundant conjecture around social/ethical/economic cost of the shift to purely digital consumption and distribution, the facts are clear: Americans love shopping online, and they’re doing a lot of it. It’d be odd to presume the results from this 4thQuarter high holy season of shopping and consumption will be any different than the pattern of previous years.The resulting dynamic is that we get to witness an epic capitalist battle between the titans of digital distribution (Amazon, Google, eBay, etc.) and behemoth big-box stores as they duke it out over digital vs. direct consumer experiences. Evidence seems to mount each quarter that big-box stores will either adapt (like WalMart and Target) or die.When the current “retail apocalypse” trend of 2019 continues in to 2020 and beyond, what will be our lot and fortune (as communities and community financial institutions), other than an abundance of baron beige buildings anchoring prime real-estate location in countless strip malls nationwide?Human behavior is predictably patterned. Our desires are, in the end, quite simple. More than likely, when 4th2019 quarter retail figures pour in this coming January, market data will demonstrate our economy and society are very close to pushing the pendulum too far in the direction towards over-saturation and excessive satisfaction of our rampant desire for online consumerism and same-day delivery. It wouldn’t be the least bit surprising to start to hear murmurs in early 2020 about the end of Amazon, Apple, eBay, etc. In fact, for even the most remotely open and imaginative mind, it’s relatively easy to envision a future where consumers become aware of haunting void; a not-so-distant past where we escaped from Netflix and NFL to spend our weekends touching physical objects and envisioning better versions of ourselves in dressing room mirrors!Sure, we may be a couple years away from the pendulum starting to swing back towards brick-and-mortar. So, that means your financial institution should have plenty of time to prepare for the change in tide, that is if you start developing and deploying a strategy now!How might that strategy look? Well, it could start with using technology and data to extend digital experiences to your consumers, driven directly from your core data (your most potent understanding of your consumer and community), as a means to build a bridge back into your brick-and-mortar retail locations.Better yet, a strategy for the post-apocalyptic retail landscape could begin with community financial institutions getting serious about controlling data, and centralizing data, as a means of being prepared to more profitably and proficiently engage local consumers and add value to community businesses.On the topic of community businesses, in the post-retail-apocalypse fallout, local merchants and retailers are likely to be the seeds of civilization which community financial institutions should plan to ‘water’ as we work to re-grow Main Streets and mercantilism in the 21stCentury. How else will we thwart the inevitable fiscal fascism of totally centralized and conglomerated financial services markets?If the present moment contains the seeds of an opposite and emerging complimentary moment, like the ancient wisdom of the Yin and Yang might teach us, then credit union execs and technologist should anticipate an emergence of local boutiques, merchants, service providers, etc., looking for someone to provide them digital experiences for payments, online ordering, scheduling, order-ahead, etc.;and your credit union could plug these players into relevance-generating and brick-and-mortar enhancing digital consumer and commercial banking experiences.Or, we could just sit around and lament Google and Citi teaming up to launch a checking account in 2020, and plan to watch our capital evaporate around us while local entrepreneurs and merchants desperately wander a desolate community business landscape looking for willing partners to help them fill a developing niche in the hearts of local consumers.Fortunately, your friends at DaLand CUSO have strategic solutions to help you achieve all of the above via our simple partnership process, that is if you’re serious about using your modern core to cement your credit union’s position of relevance in the community – regardless the tumult of the times.Happy holidays…
Some students, like Sophomore Luke Verzella say they aren’t bothered by the new restrictions. As students got into their rhythm on Wednesday, reaction to the new restrictions was mixed. This comes after the Tompkins County Health Department announced earlier this week a cluster of more than 20 confirmed cases of the virus among students. They say the cases were a result of a series of small gatherings and are mostly close contacts. In addition to a plan that includes twice weekly testing for undergraduate students and weekly testing for graduate students, the University is also implementing a system for all students and community members to report violations of the University’s policy, something that sophomore Elin Antonsson says she supports. “I think that it definitely makes us more accountable,” he says. “I think that’s good because it’s one thing to put a rule in place but having other people hold us accountable is important and I think it will lead to good success and hopefully we’ll stay on campus as long as we can.” “I think that the steps that Cornell has taken have definitely worked and I think I feel safe on campus and I think that my friends feel the same,” he said. “I’m just happy to be back on campus even being able to see all of my friends who I wasn’t able to interact with as much over the summer is definitely awesome and it allows us to at least have some of the college experience.” Students are taking classes partly in person and partly online, while under orders from administration to refrain from holding social gatherings. “It’s kind of disgusting in my opinion,” he said. “Everybody should have respect for one another and trust each other to do the right thing lead by example but in terms of shaming your fellow students, that’s not an environment that anybody wants to be a part of.” “We need to be distanced in order to contain the virus and I think Cornell is doing a good job of making sure kids stay accountable and that we’re all doing our part,” she said. Agaronnik on the other hand says he worries the policy will result in students ganging up on other students. ITHACA (WBNG) — Students at Cornell University began the semester on campus Wednesday, returning to a much different environment than the one they left in the Spring. Verzella says he feels the nature of college life and the habits of college students likely left the administration with little choice but to find a way to crack down on gatherings. “This is not college, the reason you go to any school is not to sit at a table and click on some lectures it’s about the people and the students,” said senior Levy Agaronnik.
West Florida Volleyball Begins Conference Schedule with 3-0 Win at Valdosta State Share Sept. 21, 2007 Box Score VALDOSTA, Ga. – The Argos started the conference portion of their schedule on the road Friday night with a victory over the blazers of Valdosta State 30-20, 30-26, 30-22. The match marked the 14th time in 15 wins this year, that West Florida has won in straight sets. Senior Danielle Spitzer (Birmingham, Ala.) led the Argo attack with 9 kills and 4 blocks, while Isabela Gualberto (Sr. / Brazil) added 10 kills in only 16 attempts.The Argos started a little slowly, as Valdosta State took a 3-0 lead, resulting in a timeout by West Florida. Coach Melissa Wolter regrouped her team and they scored eight of the next 11 points to regain the lead, which they would hold throughout game one, to win without much resistance. Valdosta State managed a slight lead midway through game two; however, West Florida was in control most of the evening. West Florida had an attack percentage of .245, while Valdosta State hit only .057 for the match. That was really the story of the match, as the Argos were more efficient with their attacks then the Blazers.The Argos kept the Blazers off balance by spreading the attacks around among several players, as setter Madeline Gonzalez (Jr. / Puerto Rico)tallied 41 assists in the three game sweep. Luciana Rapach (Jr. / Brazil) added a strong performance with 8 kills and 14 digs. Defensive specialist Jerica Carter (Jr. / Gainesville, Fla.) also had 14 digs for the Argos. Valdosta State was led by Irene Hannan and Stephanie Kirrstetter, with 9 kills apiece. The Blazers really only challenged the Argos in game two, but three service errors late in the game ruined their chances, and the Argos put the game away when given the opportunity.West Florida is now 15-2 overall, and 1-0 in the Gulf South Conference, and is set to play at West Georgia Saturday afternoon in Carrollton, Georgia. The Wolves of West Georgia are also 1-0 in the conference and 17-2 on the season, setting up what appears to be a showdown of two hot teams. West Georgia has won 17 in a row, and also defeated Valdosta State, just a few days ago. The match will be broadcast on stretch internet. Go to the UWF Athletics home page and look for the stretch internet link on the right side. Print Friendly Version
Gary Neville does not believe Juan Mata fits in with the “typical philosophy” of Manchester United – but feels the Chelsea star would bring plenty of positives if he did make the move to Old Trafford. In the wake of stories suggesting an approach for the Spain international was imminent, United have denied making a bid. However, with almost two weeks left before the transfer window closes there is still time for United to possibly try and make the kind of addition many fans have been crying out for. Press Association During his commentary of the Red Devils’ 3-1 defeat at Chelsea on Sunday, Neville outlined a view that his old club needed at least three players to lift flagging morale, but in the difficult January window, getting them would be virtually impossible. Mata’s desire to cement a place in Spain’s World Cup squad, having failed to secure a regular starting berth under Jose Mourinho at Stamford Bridge, may make the situation far easier in his case, even if Chelsea, rebuffed twice in their attempts to sign Wayne Rooney last summer, may wonder why they should do business with the Old Trafford club. It has been suggested Neville does not believe it is a good idea either. However, in a series of Tweets this morning, England’s assistant coach has clarified his view. “Does he fit in with what I would call the typical philosophy of Manchester United? I would say no,” said Neville. “Positives of signing a player like him are obvious-lift everyone (spark) creativity, knows PL, 4th place chances go up – fantastic player.” On Sky’s Monday Night Football show, Neville outlined why he felt Mata’s arrival would not immediately fit with the manner in which United generally approach their transfer business. He said: “The first question, I think, is where are you going to play? Wayne Rooney and Robin van Persie are up top if they are fit so where are you going to play him? Are you going to play him off the left or off the right? “Maybe they have to change the philosophy and maybe that’s what David Moyes is thinking. Maybe he wants to play narrow wide players and maybe a three in midfield. “They would have to change to accommodate Juan Mata in the way they normally play. They normally play with wide players. “He’s obviously a fantastic football player, there’s no doubt about that, but one thing it does do, I suppose, is that David Moyes, Manchester United and Ed Woodward need to sign a big player. “They need to make a noise and if they get him in it will attract potentially other players – and they need three or four players. “What it could be is the start of something to lead to other things, but typically I wouldn’t say he fits.” With a blank weekend following Wednesday’s Capital One Cup semi-final second-leg with Sunderland, Moyes is expected to embark on a scouting mission in an effort to bolster a squad languishing in seventh spot, and in danger of failing to qualify for next season’s Champions League.
Jermain Defoe picked Scott Dann’s pocket for a poacher’s finish to seal Sunderland’s 1-0 Barclays Premier League victory at Crystal Palace. The former England striker nipped in between Dann and the onrushing goalkeeper Wayne Hennessey to secure the Black Cats’ first away win of the league campaign. Shortly after slotting home the winner, however, 33-year-old Defoe hobbled off with a suspected leg injury. Alan Pardew’s toothless Eagles were unable to build on their fine 2-1 win at Liverpool, slipping to their fourth home defeat in seven league games this term. The hosts created precious few real scoring chances, the industry and application of Wilfried Zaha and Yannick Bolasie lacking a killer final ball. That profligacy from the hosts allowed Sam Allardyce’s side to steal the points – their first league win on the road since the 2-0 triumph at Everton in May. Sunderland had the only two tangible chances of a dire first half. Allardyce’s wing-back formation twice allowed Patrick van Aanholt in behind the Palace defence, and the first time the left-sided defender ought to have scored. Defoe blasted wide from all of 12 yards midway through a half punctuated with dross. The Black Cats opened the second half the stronger but were thwarted from another fine chance when Yohan Cabaye cleared Sebastian Coates’ header off the line. Substitute Bakary Sako’s curling effort veered wide as Palace attempted to raise the tempo, before Damien Delaney pulled off a full-stretch interception to deny Sunderland an opportunity on the break. Sako’s night lasted less than 20 minutes, the former Wolves midfielder trudging off to be replaced by Patrick Bamford as Pardew threw two up front. The clash had cried out for the home team to alter their formation and double their strike force almost from the off, yet Pardew still waited until after the hour mark to make the switch. While Zaha and Bolasie huffed and puffed in their effort to deliver a telling final ball, Sunderland continued to offer a reasonable counter-attacking threat. Allardyce’s men again wasted a fine opening, however, when replacement Jeremain Lens tapped a tame effort straight at Wayne Hennessey. Pardew pitched Marouane Chamakh into the front line in place of the anonymous Connor Wickham, but still the hosts struggled for fluency. Sunderland finally took advantage via the anticipated direct counter, Dann misreading Billy Jones’ hopeful ball to allow Defoe a clean run on goal. The former Tottenham hitman ghosted in and round Hennessey in one touch, before passing into the empty net. Hennessey had little choice but to leave his area in a bid to cover Dann’s misread, but only succeeded in allowing Defoe to tee up his tap-in. Palace continued to press even through five minutes’ added time, but to no avail, with Cabaye curling a free-kick wide to close out a frustrating night for the hosts. TWEET OF THE MATCH Gary Lineker @GaryLineker Well that was a giant cock-up but decent strikers always expect such errors. Defoe did exactly that. https://twitter.com/GaryLineker/status/668906833659064320 PLAYER RATINGS CRYSTAL PALACE Wayne Hennessey 4 Joel Ward 5 Scott Dann 4 Pape Souare 5 Damien Delaney 6 Yohan Cabaye 6 James McArthur 5 Yannick Bolasie 5 Wilfried Zaha 5 Jason Puncheon 4 Connor Wickham 4 Substitutes: Bakary Sako 5 Patrick Bamford 5 Marouane Chamakh 5 SUNDERLAND Costel Pantilimon 6 Younes Kaboul 6 Sebastien Coates 5 John O’Shea 6 Billy Jones 6 Patrick van Aanholt 6 Lee Cattermole 6 Yann M’Vila 5 Sebastian Larsson 5 Jermain Defoe 7 Steven Fletcher 4 Substitutes: Jeremain Lens 6 Duncan Watmore 7 Danny Graham 6 MAN OF THE MATCH Jermain Defoe: A woeful night for both sides lit up only by Defoe’s opportunist finish that settled the contest. VIEW FROM THE BENCH Sunderland boss Sam Allardyce caught everyone by surprise with his 3-5-2 formation, but his side were unable to profit despite several good incisions in the first period. Alan Pardew kept Palace’s changes to a minimum but hauled off the ineffective Jason Puncheon at half-time, but Bakary Sako could not fare any better. Pardew finally threw two strikers into the mix just past the hour but Palace remained toothless and paid the price. MOMENT OF THE MATCH Defoe ghosted in between Wayne Hennessey and Scott Dann to poke into space and then tap into the empty net. On a night severely lacking in quality, this moment of natural instinct deserved to seal the deal. MOAN OF THE MATCH Only referee Martin Atkinson will know why Jermain Defoe was booked for kicking the ball back towards Scott Dann ahead of a free-kick. Dann attempted to steal a few yards on the halfway line, Defoe took exception and nudged the ball backwards, and was duly booked. A fastidious, pointless decision. WHO’S UP NEXT Crystal Palace v Newcastle (Premier League, Saturday, November 28) Sunderland v Stoke (Premier League, Saturday, November 28) Sunderland boss Allardyce hailed his side’s defensive work after their first away win of the campaign. He told Sky Sports 1: “Keeping the crowd quiet is very difficult because (Crystal Palace) have a lot of players that get in wide areas and get the ball in the box, but we dealt with it extremely well with five at the back. “We frustrated the crowd, we frustrated Crystal Palace and we came out with a fantastic three points and a great victory for us. “In away terms we had to frustrate the opposition, people might say we parked the bus. “In this moment in time we’re trying to build our confidence and the only way to do that is to get points on the board and win football matches.” Goalscorer Defoe added: “The lads worked hard, especially during the international week. It’s paid off. “(The goal) happened so quick. The manager said to keep making runs in behind and I did that. People say if you work hard you get rewarded and I think that happened.” The only downside for Sunderland was Defoe limping off with an injury late on. The former Tottenham striker added: “The only positive is I can put weight on it. I just hope it’s not a ligament.” Palace boss Pardew bemoaned his side’s inability to break down the visitors. He said: “We should have been a bit more clinical in the final third. We just couldn’t find a way to unlock what was a deep defence and a deep midfield. “Sunderland set their stall out, there was no mystery to what they did. Five at the back, three in front, didn’t really move much. Jermain’s also going to be a threat and that threat got them the win today when Scotty Dann just miscalculated.” Press Association